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The Better Money Company

The Better Money Company (TBMC) is building a stablecoin clearinghouse that connects stablecoin issuers to fintechs, banks, neobanks, and other businesses building with stablecoins. It brings fungibility to stablecoins, enabling redemption-based swaps at par ($1 in = $1 out) with fixed pricing and guaranteed settlement times. TBMC serves payment companies, fintechs, neobanks, and stablecoin issuers who need reliable, compliant infrastructure for stablecoin movement and settlement.

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Description

The Better Money Company operates a stablecoin clearinghouse designed to solve the coordination problem of a fragmented, many-to-many stablecoin market by transforming it into a unified network, similar to how ACH functions as a bank clearinghouse. Unlike existing trade-based infrastructure where stablecoins are swapped at market prices with slippage and unpredictable settlement, TBMC's clearinghouse offers redemption-based swaps at par, fixed fees, guaranteed settlement times, and a compliant source of funds sourced from GENIUS-compliant issuer capital or KYB'd clearinghouse clients. For stablecoin issuers, TBMC offers 1:1 fungibility for any stablecoin (including custom ones), settlement in a preferred stablecoin, the ability to send to and from many wallets/assets, and integration with a broad ecosystem of partners through a single endpoint. The company's initial supported stablecoins include USDC, USDG, PYUSD, SBC, CASH, mUSD, frxUSD, and RLUSD, initially on Ethereum and Solana with plans to expand chain coverage. TBMC partners with companies such as Ramp, Modern Treasury, Agora, Turnkey, Brale, LayerZero Labs, Privy, Paxos, Notabene, MoonPay, M0, BitGo, Bastion, alfred, Utila, and Frax, targeting fintechs, neobanks, payment companies, and other businesses building stablecoin payment products.

The Better Money Company

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Technology & Skills