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3Jane
USD3 is a yieldcoin backed by a pool of credit lines to crypto users and AI agents secured against future yield. Credit lines are underwritten against verifiable proofs of credit scores, onchain/CEX/bank assets, and cash flows. Staked USD3 (sUSD3) has levered exposure to the pool.
Distributed
Maintainer signals as of Aug 10, 2026
Description
3Jane is a credit-based money market that allows users to borrow against their future yield. It introduces USD3, a yieldcoin backed by a pool of credit lines to crypto users and AI agents, secured against future yield. Credit lines are underwritten against verifiable proofs of credit scores, onchain/CEX/bank assets, and cash flows. Users can instantly borrow USDC with 0% collateral for farming, trading, or other liquidity needs. The process involves depositing USDC to mint USD3, connecting a bank account via Plaid, providing zero-knowledge proofs of credit and assets, and then borrowing USDC. The protocol is powered by technologies like Lagrange, Reclaim, cred, Eigen, Plaid, and Coinbase.Grant Funding
VC Funding
None
2025
$0
$10M