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40 Acres Finance

40 Acres Finance is a cashflow lending protocol for revenue-generating onchain assets. It provides self-repaying, interest-free loans backed by yield-bearing collateral, with rewards automatically applied toward repayment.
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Description

40 Acres Finance operates a lending platform for yield-bearing assets including veNFTs, tokenized funds, real-world assets, and liquidity positions. Users deposit eligible collateral, borrow USDC against its expected rewards, and have those rewards automatically directed toward loan repayment. The platform also offers USDC lending vaults, automated reward collection through its Relayer, voting optimization, a secondary marketplace for vault shares, portfolio accounts, and related protocol tools. It is live on Base, Optimism, and Avalanche and serves borrowers and lenders in the onchain finance ecosystem.