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Adhara

Adhara provides blockchain-based liquidity-management, treasury, and international-payment software for banks, central banks, and financial-market infrastructures. Its offerings support tokenized deposits, CBDCs, real-time settlement, cross-border payments, and intraday liquidity operations.
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Interbank Payments


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Description

Interbank Payments is Adhara’s platform for global and regional multi-bank, cross-border, cross-currency payment networks. It enables banks to submit, receive, and monitor client payments under a multilateral scheme and rulebook governed by a network operator. The platform supports real-time clearing and settlement, payment and FX orchestration, and atomic settlement using CBDCs and commercial-bank-backed tokenized liquidity.

Category: Payments Infrastructure

FundBloc


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Description

FundBloc provides treasury teams with intraday liquidity tools for settlement needs. It supports guaranteed credit-line drawdowns, real-time intraday loan requests and responses, and deliverable liquidity swaps for cash balances. The solution serves liquidity takers managing settlement buffers with pre-cleared instruments and liquidity makers deploying natural cash funding into low-risk intraday assets.

Category: Uncategorized

Adhara'S Deposit Token Solution


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Description

Adhara's Deposit Token Solution delivers deposit-token and settlement-token capabilities to banks and financial market infrastructures. It includes LiquidityHub T.0 for group-wide liquidity pooling and wholesale-settlement connectivity, PayHub T.0 for real-time cross-border, cross-currency payments with dynamic FX and atomic settlement, and Treasury T.0 for Corporates for treasury-management and payments services.

Category: Payments Infrastructure

Digital Cash Commander


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Description

Digital Cash Commander (DC Commander) is Adhara’s flagship product and a central interface for treasury teams managing liquidity in the digital-asset era. Its Funding Now modules support funding decisions and execution orchestration using pre-funded wallets and on-ramps, can coordinate credit lines, loans, and liquidity swaps through an intraday settlement liquidity pool, and provide APIs for existing analytics and forecasting tools.

Category: FinOps Tooling

CBDC Suite


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Description

CBDC Suite provides components for a central bank to deliver and manage a direct-issuance wholesale CBDC domestically or regionally. It supports asset tokenisation, real-time visibility, instant settlement, and tools for issuance, transfers, limits, value dates, bank onboarding, and RTGS connections. Its Central Bank Simulator enables rapid prototyping of a distributed CBDC RTGS network, with commercial-bank connectivity through Digital Cash Commander.

Category: Payments Infrastructure

MarginBloc


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Description

MarginBloc is Adhara’s solution for reimagining cash settlement for cleared and uncleared initial and variation margin. It connects bank treasury and derivatives operations, CCPs, calculation agents, and bilateral counterparties, enabling banks to access multiple CCPs and currencies through a single settlement-liquidity source. The solution is intended to reduce counterparty credit risk, cash-management cost and risk, large-exposure risk, and systemic risk while improving resilience and transparency.

Category: Payments Infrastructure

Adhara TestNet


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Description

Adhara TestNet is Adhara’s product venue for helping banks, central banks, and other financial-market participants move from digital-ecosystem concepts to practical experience. It consists of interconnected ecosystems that can connect for additional functionality, enabling participants to validate end-to-end propositions and design or adjust operating models. Adhara hosts the environment with Fnality providing settlement assets, and banks can host it in labs when required.

Category: Payments Infrastructure