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Avon

Avon is a fully onchain lending protocol that uses an order book model to match lenders and borrowers, giving lenders isolated, strategy-based risk and borrowers aggregated, competitive rates.
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Description

Avon is a decentralized lending protocol built around a fully onchain order book that segments risk while aggregating rates. Lenders choose strategies based on their risk preference, and each strategy contributes liquidity and lending offers into Avon's shared order book. Market managers publish onchain lending quotes with APY and LTV ranges using a tick-based approach similar to Uniswap v3, while borrowers can instantly borrow at available rates via Market Borrow or place Limit Borrow orders to wait for preferred terms. The protocol also offers a Vault product where users can deposit USDm and earn automated yield through managed strategy allocation. Avon has undergone private and public audits by blockchain security firms to ensure security and transparency, and it targets onchain lenders and borrowers seeking transparent, real-time price discovery and risk-isolated credit markets.