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Beans

Beans enables users to send and receive money globally using blockchain technology, offering free cross-border transfers, multi-currency support, and yield opportunities.
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Beans Wallet


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Description

A non-custodial multi-currency wallet built on Stellar that enables users to store, send, and receive digital assets across borders with sponsored transaction fees. The wallet supports multiple fiat and cryptocurrency holdings, automatic currency conversion, MoneyGram cash integration, and proprietary account recovery systems that eliminate seed phrase management. Users maintain full custody while accessing bank-like interfaces for deposits, withdrawals, and payment requests through QR codes and deep links.

Category: Wallet

Beans Earn


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Description

Beans Earn is a yield aggregator that allows users to deposit USDC or EURC and earn daily variable yield. The system deploys user funds into fully collateralized lending pools on Stellar, offering variable APY rates with daily compounding, real-time balance updates, and instant withdrawals without lockup periods. Users maintain non-custodial control while accessing institutional-grade DeFi returns through simplified mobile interfaces.

Category: Yield Aggregator

Beans Card


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Description

A cryptocurrency debit card that converts digital assets to fiat currency in real-time during transactions, enabling users to spend crypto at merchants accepting Mastercard or Visa payments. The card integrates with Apple Pay and Google Pay, supports ATM withdrawals globally, and processes conversions automatically without requiring users to manually exchange currencies before purchases. Multi-currency balances can be held within the Beans app and accessed through the card at point-of-sale.

Category: Card

Beans Merchant SDK


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Description

A developer toolkit enabling businesses to integrate cryptocurrency payment acceptance through the Beans platform. The SDK generates QR code payment requests, supports multi-currency transactions with automatic conversion, processes instant settlements, and provides webhook notifications for payment confirmations. Merchants can deploy point-of-sale systems, e-commerce integrations, or custom payment flows while accessing Beans network liquidity without managing individual on-ramp partnerships.

Category: Developer Tooling