Description
Bipa (Bipa Intermediação de Ativos Digitais Ltda., CNPJ 37.008.710/0001-78) is a Brazilian cryptocurrency fintech founded in 2020 and regulated by the Banco Central do Brasil (Resolução BCB nº 496). Through its mobile app, it allows Brazilian consumers to buy, sell, and hold Bitcoin and USDT starting at R$1 using Pix or credit card, offering fee-free recurring DCA purchases, a Lightning Network-enabled wallet, BitPix (automatic Pix-to-Bitcoin conversion), and a no-annual-fee Bipa Crédito Mastercard with up to 5% cashback in Bitcoin (Satsback) and a Bitcoin-collateralized CDI reward (Cofrinho). It has over 500,000 active clients and raised R$17 million from U.S. venture fund Ego Death Capital. For larger investors (above R$100,000), Bipa Premium offers a dedicated account manager and preferential conditions. Bipa also operates 'Bipa para Agentes' (agents.bipa.app), an MCP payments server and CLI that lets AI agents (e.g., Claude, ChatGPT, Cursor) initiate Pix payments, bill payments, and balance checks on behalf of users, subject to in-app approval.