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Bits Of Stock
Bits of Stock (legally Emcee Invest, Inc.) provides fractional stock and crypto investing infrastructure that banks and credit unions can embed into their banking platforms. It enables financial institutions to offer stock rewards, round-ups, and fractional trading to boost deposits and card engagement, primarily serving banks and credit unions as clients.
Miami, USA
Description
Bits of Stock empowers financial institutions to bundle banking with fractional stock and crypto investing, allowing banks and credit unions to offer features like Stock Rewards, Stock Round-ups, Fractional Trading, and Crypto Investments directly inside their banking platforms. The company positions its product as a way for banks to engage younger customers (Gen Z and Millennials) by lowering the barrier to investing through small, fractional stock rewards tied to card spending, citing a joint NYU study showing Stock Rewards drove significant increases in monthly spend and card swipes compared to cashback. Integration options include a customizable web application for fast integration with existing banking providers, a full API for custom builds, and widgets/modules for a mix-and-match approach. The company is SOC2 certified and serves clients such as Strata Credit Union and OMB Bank, and was recognized as Winner Best of Show at Finovate 2025.Grant Funding
VC Funding
None
2022
$0
$4.4M