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Bluwhale AI
Bluwhale AI is a financial technology platform that unifies a user's banking, wallet, and crypto accounts into a single profile and deploys AI agents to manage, optimize, and grow their money automatically. It serves individual consumers directly and offers an intelligence/AI layer to banks, fintechs, wealth managers, exchanges, protocols, and insurers as partners, alongside a developer platform (Agent Store) for building and monetizing financial agents.
San Francisco, USA
Description
Bluwhale AI connects fragmented financial data across banks, wallets, cards, brokerages, and crypto exchanges into one unified profile, generating a proprietary 'WhaleScore' financial health metric. On top of this unified data layer, the platform runs AI agents that actively execute financial actions on a user's behalf — moving money, optimizing yield, rebalancing crypto, staking, and automating savings — rather than simply offering advice. The company uses zero-knowledge proof technology and blockchain-based, user-controlled data storage (via an Optimism-based execution layer) so that financial data is verified without being exposed. Bluwhale serves three main audiences: individual consumers seeking automated wealth management; banks, wealth managers, exchanges, protocols, and insurers seeking an AI/data intelligence layer to engage younger, digitally-native customers; and developers who can build and monetize their own financial agents through the Bluwhale Agent Store using user-permissioned financial data. The ecosystem is further supported by a decentralized node network (120,000+ node holders) and the $BLUAI token, which powers governance, staking, and agent marketplace transactions.Grant Funding
VC Funding
None
2024
2025
$0
$44M