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Bnext

Bnext

Bnext is a Spanish fintech company offering an online account and card as an alternative to traditional banking. Supervised by the Bank of Spain, it allows users to manage finances, buy and sell cryptocurrencies, and access various financial products through its mobile app. The company operates through two legal entities: Marcandita S.L. and Bnext Electronic Issuer, E.D.E., S.L.
Madrid, ES

Description

Bnext is a Spanish fintech company providing an online bank account with a Spanish IBAN as an alternative to traditional banking. Through its mobile app, users can manage their finances, send and receive money, deposit and withdraw cash, and earn cashback via a rewards program. The platform also integrates cryptocurrency trading and supports mobile payments with Apple Pay and Google Pay. Bnext operates as two distinct legal entities: Marcandita S.L., which manages the app and rewards, and Bnext Electronic Issuer, E.D.E., S.L., an electronic money institution supervised by the Bank of Spain that handles the payment account and card. The company emphasizes security, with user funds safeguarded in a separate account, and complies with AML/CTF regulations, requiring video-based identity verification.