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Bulla Network

Bulla Network is a blockchain-based credit infrastructure company for onchain trade and business finance. It tokenizes invoices (e.g., freight and shipping receivables) and connects them to stablecoin liquidity pools, letting businesses access working capital quickly and letting investors earn yield backed by real-world receivables. Its Bulla Banker app also offers Web3 invoicing, batch payments, p2p lending, and onchain accounting for businesses, DAOs, and solopreneurs.
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Description

Bulla Network builds credit infrastructure that bridges traditional and decentralized finance for onchain trade and business finance. Through its Bulla Finance product, the company creates decentralized stablecoin liquidity pools backed by verified trade receivables (invoice tokenization), allowing businesses—particularly in trucking, shipping, agriculture, and microfinance—to access working capital in minutes rather than weeks, at reduced cost compared to traditional factoring. Investors can earn yield (targeted 8-14% APY) by supplying stablecoin liquidity into audited pools with on-chain transparency into pool composition and performance. Its Bulla Banker application provides Web3-native invoicing, batch payments, peer-to-peer lending (FrendLend), payroll, and real-time onchain accounting/reporting for Web3 businesses, solopreneurs, and DAOs, operating across multiple blockchain networks. Bulla Network has partnered with companies such as TCS Blockchain, Taram.io, and Redbelly Network, was accepted into the Plug and Play x XDC Network accelerator, received an Arbitrum DAO grant, and reports over $6M financed with a 100% repayment rate since going live roughly 18 months ago. Clients include SMEs, freight/logistics carriers, digital asset investors seeking yield, and Web3 businesses/DAOs needing accounting and invoicing tools.