ChatterPay logo

ChatterPay

ChatterPay is a WhatsApp-based crypto wallet that lets anyone send, receive, and manage blockchain funds using simple text or voice messages, without needing technical knowledge or a separate app. It also offers white-label WhatsApp payment infrastructure for fintechs to onboard users at low cost.
Distributed

Description

ChatterPay enables users to send and receive crypto instantly through WhatsApp, requiring no banking infrastructure and charging low, fixed transaction fees (roughly $0.2-$0.5 USD) rather than monthly costs. Users can buy, sell, and hold cryptocurrencies such as Bitcoin, Ethereum, and stablecoins, exchange between tokens like USDT, USDC, WBTC, and WETH, and even trade on real-world event outcomes via a Polymarket integration, all from a WhatsApp chat. Wallets are created for free directly through the ChatterPay WhatsApp bot, with private keys secured using Account Abstraction technology on the Scroll layer 2 blockchain, and login secured via phone number verification. In addition to its consumer wallet product, ChatterPay offers white-label WhatsApp payment rails for fintech companies, allowing them to acquire users at a fraction of typical costs since every transfer a user sends helps create the next wallet organically, without needing an app store or marketing funnel.