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CMORQ

CMORQ

OpenFi, a product of CMORQ, is a financial super app for borderless finance, providing users with smart tools to save, invest, and borrow. The platform enables earning yield on digital dollars, instant lending against a user's portfolio, and investing in both cryptocurrencies and U.S. stocks. It operates on a self-custody model and is enhanced with an AI-powered financial assistant, aiming to serve a global user base seeking accessible and modern financial services.
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Description

OpenFi is a financial technology company offering a suite of interconnected platforms for borderless finance. The ecosystem includes four main products: OpenFi.app, a financial super app for global saving, borrowing, and investing; OpenFi.chat, an AI-powered financial assistant for personalized advice; BirdiFi, a platform for collecting and trading cultural NFTs that unlock perks; and OpenFi.id, a secure AI-driven identity verification service. Key features include StableVault for earning high-yield interest on digital dollars, Flex Lending for instant loans using a crypto portfolio as collateral, and the ability to invest in both cryptocurrencies and U.S. stocks. The platform emphasizes self-custody, giving users full control over their funds and aiming to provide the benefits of next-generation finance without the typical complexity.