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Cozy Finance
Cozy Finance is a DeFi safety-stack organization providing modular, on-chain risk-management and protection products for protocols and users.
Miami, United States
Cozy V1
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Description
Cozy V1 enables users to supply assets to protection markets or borrow protected assets. Trigger contracts define on-chain loss conditions such as hacks or protocol failures; when a trigger occurs, protected borrowers’ outstanding debts can be cancelled while suppliers absorb the associated risk.Category: Onchain Insurance
TVL: $60K
Chains:
Tranche
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Description
Tranche is a Cozy Finance product for protocols that structures yield into senior and junior tranches. It lets protocols offer senior capital a more protected position in the loss waterfall while offering junior capital higher yields in exchange for greater risk. It supports bad-debt repayment, first-loss repayment, curator skin-in-the-game, and atomically coupled customizable repayment mechanisms, with admin, SDK, and integration support.Category: DePin
Protection Markets
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Description
Protection Markets enables protocols to launch no-code, customizable markets for protection against tail risks affecting their users. Market administrators can define payout logic with trigger templates and choose fixed, dynamic, or custom pricing, while protection providers earn fees collected when users buy or sell back protection.Category: Onchain Insurance
Reserve
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Description
Reserve is a Cozy Finance product for protocols to configure and deploy a publicly verifiable onchain emergency reserve. It supports custom coverage caps and payout rules, funding through incentivized liquidity providers, balance sheets, or fee streams, and trustless payouts with Sybil protection. The reserve can be displayed in a protocol’s interface to communicate transparent protection to users and allocators.Category: Onchain Insurance
Cozy Safety Module
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Description
Teams create and fund safety modules with defined reserve assets, payout conditions, and withdrawal delays. Suppliers can earn rewards while accepting that deposited assets may be used to cover qualifying losses. Controllers trigger access to reserves, with distributions governed by each module's configuration. Euler integrations can use module assets to repay residual bad debt.Category: Onchain Insurance
Hack: Access Control ($427K)
Chains:
Earn
Project Links
Description
Earn is the user-facing Cozy Finance application linked from the company’s official site. It is associated with Cozy Safety Modules, on-chain reserve pools intended to reimburse users for qualifying losses from hacks or exploits, with module-specific claim mechanisms.Category: Onchain Insurance