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Credible
Credible is an open payments stack for modern internet businesses. It provides pay-ins, pay-outs, global collection accounts, and stablecoin-backed liquidity to enable instant settlement across fiat and on-chain rails.
Distributed
Credible Consumer App
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Description
Consumer App manages decentralized credit, enabling card management and financial service access without selling crypto.Category: Developer Tooling
Chains:
Genesis Card
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Description
Genesis Card is a credit solution backed by staked $CRED tokens, offering fixed limits and BTC rewards.Category: Card
Rewards Card
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Description
Rewards Card offers cashback in BTC and $CRED for daily retail spending.Category: Card
Ascend Card
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Description
Ascend Card targets high-volume users with flexible credit limits based on staking and Credible Score.Category: Card
Creddy
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Description
Creddy is a pre-launch QR-based payment product in the Credible ecosystem. It lets users top up through supported local payment rails, then use a Creddy QR for merchant payments or cross-border sends, with real-time conversion at mid-market rates.Category: Payments Infrastructure
Moons
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Description
Moons is Credible’s loyalty-style rewards program. Users earn points through activity on the Credible platform; the points have no monetary value, cannot be cashed out, and are not a cryptocurrency, token, investment, or tradeable asset. Credible states that Moons will not convert to the $CRED ownership token and instead intends for them to be redeemed through Creddy’s merchant network or for gift cards when Creddy is live.Category: Uncategorized
Pay-In
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Description
Pay-in is Credible’s payment-acceptance product for businesses. It supports cards, bank rails, real-time and QR payment methods, mobile wallets, and USDC/USDT, with AI-powered checkout routing and fraud protection. Collections can settle to supported fiat bank accounts or on-chain wallets.Category: Payments Infrastructure
Pay-Out
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Description
Pay-out is Credible’s global payout product. It converts USDC and USDT into local currencies and supports settlement through bank rails, real-time payment networks, mobile wallets, Visa Direct and Mastercard Send, and on-chain USDC or USDT transfers across 40+ markets.Category: Payments Infrastructure
Global Collection Account
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Description
Global Collection Account lets businesses receive funds through named USD, EUR, and GBP accounts without incorporating locally. It supports ACH, Fedwire, SEPA, SEPA Instant, Faster Payments, and BACS; provides same-day settlement; and enables withdrawals to local banks in 30+ currencies at mid-market FX. It is positioned for SaaS and subscription businesses, marketplaces, and B2B or trade operations.Category: Payments Infrastructure
Liquidity
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Description
Liquidity is a Credible product offering non-custodial, audited on-chain vaults on Solana and Polygon. Liquidity providers deposit USDC or USDT into pools that front instant merchant and recipient settlement for pay-in and pay-out flows; capital is intended to return as card networks, ACH, SEPA, and acquirers settle receivables. The product describes per-transaction AI underwriting, utilization caps, receivables-backed deployment, continuous on-chain monitoring, and yield paid in stablecoins.Category: Yield Aggregator