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Credit Coop
Credit Coop builds programmable credit infrastructure for the onchain and stablecoin economy. It provides a secured line of credit that gives lenders programmatic control over borrower cash flows, enabling instant working capital against future receivables. The company serves crypto payment companies and other digital-asset businesses that need bridge financing for instant settlement while traditional rails clear.
Distributed
Description
Credit Coop describes itself as programmable credit infrastructure bridging TradFi and DeFi rails. Its core product is a Secured Line of Credit powered by Spigot technology, which gives lenders direct programmatic control over borrower cash flows via a programmable lockbox that captures, monitors, and automates repayments in real time. The platform operates onchain—transparent, programmable, and instant—and is built on UCC Article 12 to create legally perfected security interests in digital payment flows, positioning it as programmable collateral for institutional capital markets and the stablecoin economy.Grant Funding
VC Funding
None
2025
$0
$4.5M