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Cross River Bank
Cross River provides API-driven banking infrastructure enabling embedded financial services including payments, lending, card programs, and cryptocurrency solutions.
2115 Linwood Avenue, Fort Lee, NJ 07024, United States
Cross River Stablecoin Payments
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Description
Cross River Stablecoin Payments unifies fiat and stablecoin transaction flows through a single API-driven infrastructure integrated with Cross River's real-time banking core. The system enables automatic conversion between USD and approved stablecoins via ACH, wire transfers, and instant payment rails including RTP and FedNow. Users access network settlement, merchant payouts, on/off ramp functionality, and treasury management capabilities through bank-grade compliance frameworks with 24/7 settlement and real-time mint/burn operations.Category: Payments Infrastructure & Orchestration
Cross River Banking Platform
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Description
Cross River Banking Platform is an API-based financial services platform that enables fintechs, neobanks, and enterprises to embed banking services into their products. The platform runs on the proprietary Cross River Operating System (COS) and provides FDIC-insured deposit accounts, multi-rail payment capabilities including ACH, wire, RTP, FedNow, and push-to-card, and acquiring BIN sponsorship through a unified API integration.Category: Financial Services Platform
Cross River Card Issuing
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Description
Cross River Card Issuing is a card issuance platform that enables companies to build and scale debit, credit, and prepaid card programs through BIN sponsorship with Visa and Mastercard networks. The platform is processor-agnostic, allowing partners to bring their own processor or use an integrated option, and supports virtual cards, unlimited subledgers, and advanced authorization controls.Category: Card issuance
Cross River Digital Lending
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Description
Cross River Digital Lending is a centralized lending platform that enables fintechs to launch and scale loan programs through API-based origination, underwriting, compliance oversight, and capital markets solutions. The platform supports the full loan lifecycle from application to securitization and sale, including crypto-backed loan financing for short-duration, over-collateralized loans backed by onchain collateral.Category: Centralised Borrowing & Lending
Cross River CRNow
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Description
Cross River CRNow is a payment network that combines fiat rails with stablecoin settlement and crypto-native payment capabilities for fintechs, exchanges, and crypto platforms. The product provides USD-to-stablecoin conversion with real-time mint and burn, crypto-linked card programs, network settlement in stablecoins, and fiat on and off ramp services through bank-grade compliance infrastructure.Category: Payment network