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Dave
Dave is a financial app that provides ExtraCash overdraft access, checking accounts, and savings Goals accounts. It serves consumers seeking tools to manage spending, savings, deposits, and short-term cash needs.
Los Angeles, USA
Goals Account
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Description
Goals Account is a Dave product for saving toward personal milestones. Customers create a named goal with a target amount and target date, then fund it through one-time transfers or recurring deposits and monitor their progress. It has no minimum deposit or commitment, permits withdrawals at any time, and accepts deposits up to $25,000. With Dave Checking, customers can enable Round Up to round debit-card purchases to the nearest dollar and automatically transfer the difference into a chosen goal.Category: Uncategorized
ExtraCash
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Description
ExtraCash is a Dave product that requires an ExtraCash overdraft deposit account and Dave Checking account. Eligible members can overdraft their account for $25–$500, with authorization typically within five minutes. Funds may be sent to Dave Checking, an external debit card, or an external bank account; eligibility and available amounts are determined using Dave’s proprietary underwriting model. Members agree to a settlement date, and the product has applicable overdraft, membership, and transfer fees as disclosed by Dave.Category: Centralised Borrowing & Lending
Dave Checking
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Description
Dave Checking is a checking account opened and managed through the Dave app. It includes a digital Dave Debit Mastercard usable with Apple Pay or Google Pay, with an optional physical card; supports direct deposit up to two days early; allows ExtraCash transfers; offers fee-free access to more than 40,000 MoneyPass ATMs, cash loading at participating retailers, and smart budgeting. Members with a Goals account can use Round Up, and account funds are FDIC-insured up to $250,000 through Coastal Community Bank or another partner bank, subject to conditions.Category: Uncategorized