Debitum Investments

Debitum Investments

Debitum Investments is a licensed P2P lending platform based in Latvia, Europe, that allows users to invest in asset-backed securities (ABS) and business loans to earn passive income. The platform offers returns of up to 15% APY, is regulated by EU authorities, and provides an investor compensation scheme and a BuyBack obligation to protect investors.
Riga, LV

Description

Debitum Investments, operated by SIA DN Operator, is a licensed investment brokerage company based in Riga, Latvia. It functions as a P2P lending platform, the first in Europe to offer investments in asset-backed securities (ABS), primarily focusing on business loans for Small and Medium-sized Enterprises (SMEs). The platform allows investors to earn passive income with returns up to 15% APY. Debitum Investments is regulated by the Bank of Latvia (Latvijas Banka) under license Nr. 06.06.08.728/537 and provides an investor compensation scheme protecting funds up to €20,000. Key features include a BuyBack obligation, investments secured by real collateral, and risk management tools like a proprietary Trust Score system and ProtectionPlus to safeguard investor interests.