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Divine Research Inc.
Divine Research Inc. develops Credit, an unsecured stablecoin lending system that provides small, progressive loans to borrowers without requiring credit history or collateral. Its services support borrowers and liquidity providers through a World MiniApp and credit.cash.
Distributed
Description
Divine Research Inc. operates Credit, an unsecured lending system using stablecoins on blockchain networks. Credit uses progressive trust-building: borrowers begin with small loans and can increase their limits to $1,000 by repaying on time. The platform provides loans through a World MiniApp, while liquidity providers can supply capital through credit.cash; funds are allocated programmatically and interest rates adjust algorithmically. Divine Research states that Credit has issued hundreds of thousands of loans to more than half a million borrowers and serves use cases including groceries, medicine, transportation, and utility bills.Historical Grant Funding
VC Funding
None
2025
$0
$6.6M
Technology & Skills
FRAUD DETECTION
PYTHON
ERC4626
SCORECARD DEVELOPMENT
SHOVEL
DEFI
SQL
ONCHAIN DATA
METABASE
LGD MODELING
GRAFANA
CAUSAL INFERENCE
CREDIT BUREAU DATA
LOSS FORECASTING
PORTFOLIO MONITORING
BLOCKCHAIN DATA
PROMETHEUS
REJECT INFERENCE
DATA-PIPELINE
GOLDSKY
A/B TESTING
VINTAGE ANALYSIS
EXPERIMENT DESIGN
CASH FLOW UNDERWRITING
RISK SEGMENTATION
STAKEHOLDER MANAGEMENT
DASHBOARD
STORYTELLING
UNDERWRITING
PONDER
ALTERNATIVE DATA
CREDIT RISK MODELING
PD MODELING
DUNE
Open Roles
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