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Elsa Group

Elsa Group is a payments technology company that builds and operates infrastructure for cross-border payments and real-estate collections. Its platforms serve fintechs, marketplaces, property platforms, real-estate operators, and treasury teams across Europe and Latin America.
Madrid, ES

Elsa Wallet: Banking Filipinos


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Description

Elsa Care is an all-in-one app designed to support individuals in the Philippines by enabling users to send money, pay bills, and provide health insurance and other services. The app offers commission-free money transfers from Europe, instant mobile top-ups, and direct payment for services like groceries and medicines.


UrbanPay


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Description

UrbanPay replaces separate bank portals, KYC vendors, and signature tools with one platform for the real-estate industry. It offers Open Banking-based account-to-account payments, customer verification, contract signing, reconciliation by property and tenant, and compliance capabilities across residential, commercial, crowdfunding, co-living, student housing, and hotel sectors.

Category: Payments Infrastructure

Borderless


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Description

Borderless, the cross-border payments API behind Elsa Care Technologies, supports USDC and EURC settlement alongside SEPA Instant, RTP, Pix, and other local payment rails. It provides payment quoting, initiation, tracking, reconciliation, and built-in KYC, KYB, AML, and travel-rule compliance for fintechs, marketplaces, property platforms, and treasury teams.

Category: Payments Infrastructure