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Flinks
Flinks is an embedded finance platform that provides data connectivity, financial intelligence, document fraud detection, open banking infrastructure, and account-to-account payments. Its customers include financial institutions, lenders, fintechs, and other businesses building financial experiences.
Calgary, CA
Flinks Connect
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Description
Flinks Connect is an embedded open banking and financial data aggregation product. Users connect personal or business bank accounts through a customizable widget, after which Flinks retrieves account details, balances, transactions, and bank statements using OAuth, direct APIs, and screen scraping. The product provides real-time verified data through APIs and webhooks, supports MFA and account ownership verification, and connects to more than 15,000 financial institutions across North America.Category: Service Provider
Flinks Pay
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Description
Flinks Pay is an embedded account-to-account payments product that supports Electronic Funds Transfer (EFT), Pre-Authorized Debit (PAD) collections, and Interac Request for Money. It provides bank account connectivity and verification, payment initiation, authorization, status tracking, recurring payment scheduling, and dashboard-based payment management through its API and platform.Category: Payments Infrastructure
Flinks Enrich
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Description
Flinks Enrich is a financial data intelligence product that processes aggregated bank data, uploaded documents, or external CSV and JSON sources. It categorizes transactions, analyzes financial history, generates attributes and insights, and provides access through dashboards, APIs, webhooks, attribute packages, and scheduled refreshes. It supports use cases including income verification, underwriting, cash-flow analysis, fraud detection, tenant verification, and financial health assessment.Category: Data
Flinks Outbound
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Description
Flinks Outbound helps banks, credit unions, and other financial institutions launch and operate governed open banking ecosystems. It combines secure API infrastructure with managed services for authentication, authorization, consent workflows, standardized financial data sharing, fintech partner accreditation and onboarding, compliance reviews, governance, operational support, reporting, and ongoing oversight.Category: Service Provider
Flinks Upload
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Description
Flinks Upload enables customers to submit bank statements and void cheques in PDF or image formats. It verifies document authenticity using OCR and Resistant AI, detects manipulation and other fraud signals, extracts and structures financial data, and supports automated risk decisions. The product integrates through APIs, the Customer Dashboard, or the Flinks Connect widget for onboarding and verification workflows.Category: Service Provider