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Fold Holdings, Inc.
Fold Holdings, Inc. is a publicly traded bitcoin financial services company offering consumer banking, payment, bitcoin buying, custody, rewards, card, gift-card, and business incentive products.
Phoenix, Arizona, United States
Fold Bitcoin Credit Card
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Description
The Fold Bitcoin Credit Card offers 1.5% bitcoin rewards on qualifying purchases, with additional behavior-based and bitcoin bill-payment bonuses that can raise rewards to up to 4% on the first $2,000 of monthly spend. Cardholders can track spending, rewards, statements, payments, card controls, and disputes in the Fold app. The card is issued by Celtic Bank pursuant to a Visa license, and rewards are provided by Fold.Category: Card
Fold Prepaid Debit Card
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Description
The Fold Prepaid Debit Card is a Fold-branded prepaid Visa card linked to the Fold financial-services platform. Users apply through the Fold app without a credit check, receive a physical card, load and spend U.S. dollars wherever Visa is accepted, and earn bitcoin rewards. Sutton Bank is the disclosed issuing bank, with Marqeta identified as program manager in the cardholder agreement.Category: Payments Infrastructure
Bitcoin Gift Card
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Description
Bitcoin gift card is a Fold product that lets purchasers buy and digitally send bitcoin gift cards in amounts up to $500. Recipients redeem cards through Fold after account registration and verification, with the redeemed value deposited to their Fold bitcoin balance; after settlement, bitcoin can be sent to an on-chain address. The product also provides gift-card balance checks and bulk ordering for organizations.Category: Ecommerce
Fold App
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Description
Fold App is Fold Holdings, Inc.'s consumer financial-services platform. It enables eligible U.S. users to earn bitcoin rewards from card spending, bill payments, shopping, and gift cards; buy bitcoin through instant, recurring, and round-up purchases; send bitcoin to external wallets; receive paychecks; use Fold checking and a Fold Visa prepaid debit card; and access a Fold Bitcoin Credit Card.Category: Payments Infrastructure
Bitcoin Bonus Program
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Description
The Bitcoin Bonus Program lets employers fund monthly, quarterly, or one-time dollar-denominated bonuses and allocate them using fixed or rules-based criteria. Fold coordinates bitcoin conversion through regulated partners, custody instructions, vesting administration, employee delivery, and reporting alongside existing payroll. The program has deployments with Steak ’n Shake, Simple Mining, and CrowdHealth-related member rewards, and is identified by Fold as the first product from its Fold Business enterprise line.Category: Payments Infrastructure