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Helios Finance
Helios Finance is the first native Layer 1 Bitcoin lending protocol, offering a decentralized cross-chain money market that lets users borrow stablecoin liquidity against their Bitcoin. It serves Bitcoin holders, institutions (funds, miners, custodians), yield curators, and liquidity providers.
Distributed
Description
Helios Finance describes itself as the first truly decentralized cross-chain lending protocol, enabling users to supply assets on one blockchain and borrow on another without centralized bridges or wrapping. Built on audited Morpho smart contracts, it allows Bitcoin holders to unlock stablecoin liquidity, earn yield by supplying assets to isolated markets or curator vaults, and loop positions to multiply Bitcoin exposure. The protocol also offers the Helios Reserve Card, allowing users to hodl their crypto while spending at over 100M+ merchants where Visa is accepted, issued by Rain, a Visa Principal Member. Helios targets multiple client types: individual holders seeking liquidity and passive yield without selling their Bitcoin, institutions needing secure lending, reporting and compliance tools, yield curators managing vault strategies, and liquidity providers seeking multi-layered yield from lending interest, premium rewards, and protocol incentives.Grant Funding
VC Funding
None
2026
$0
$1M