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Homium

Homium is a mortgage lender and securitization platform offering shared-appreciation second mortgages with no interest or monthly payments. It partners with institutional investors, lenders, governments, municipalities, foundations, and nonprofits to finance homeownership and home-equity programs.
Sherman Oaks, USA

Homium

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Description

Homium is a real estate equity mortgage lender and securitization platform that has launched its first home equity loans on Avalanche. These loans, currently available in Colorado, involve homeowners committing a portion of their home's price appreciation, offering investors tokenized assets tracking the appreciation of a pool of shared appreciation home loans. Homium aims to unlock trapped home equity, address housing affordability, and offer institutional investors a new asset class with uncorrelated, inflation-protected returns.
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