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Huma Finance

Income-backed DeFi protocol enabling users to borrow against future income streams without collateral.
20888 Fargo Dr. Cupertino CA 95014 United States, United States

Huma V2 Protocol


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Description

Huma V2 is a yield platform on Solana enabling users to earn returns from real-world payment financing activities through liquidity provision. Users deposit USDC to receive liquid PST tokens representing their share, choosing between Classic mode for stable yield or Maxi mode for reward multipliers. The platform generates returns through transaction fees paid by businesses accessing payment settlement liquidity.

Category: Decentralised Borrowing & Lending

Huma Institutional


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Description

Huma Institutional is a permissioned protocol providing institutional investors with access to curated payment financing opportunities through compliance-verified liquidity pools. Licensed financial institutions participate in funding cross-border settlements, card payments, and marketplace seller advances. The system enforces smart contract-based risk management with comprehensive AML screening and investor qualification requirements.

Category: Decentralised Borrowing & Lending