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Januar
Januar provides financial infrastructure for crypto businesses through IBAN accounts and payment services with EU regulatory compliance.
Gothersgade 14, 4. sal , 1123 Copenhagen K, Denmark
Januar Account
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Description
Januar Account provides EU-regulated business IBAN accounts, enabling crypto-native and digital businesses to manage fiat payments, operational expenses, and crypto-to-fiat conversions. Businesses access EUR SEPA Instant, DKK, and USD/SWIFT payment rails alongside crypto wallet custody, RFQ trading, Lightning Network integration, and team-based payment approval workflows from a single compliant account.Category: Neobank
Januar Instant
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Description
Januar Instant is a real-time payments network that enables instant fiat currency transfers between counterparties within the Januar network. The system operates 24/7 with zero transaction fees and supports cross-border payments for crypto businesses.Category: Payment network
Januar Wallet
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Description
Januar Wallet is an institutional-grade cryptocurrency custody solution that enables businesses to store, receive, and send digital assets. The system uses MPC technology for security, supports multiple wallets for fund segregation, and includes approved address functionality for enhanced security.Category: Wallet
Januar Trade
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Description
Januar Trade is a cryptocurrency trading platform that enables businesses to buy and sell digital assets through multi-exchange execution. The system uses RFQ orders with 15-second quote validity and provides competitive pricing through partnerships with multiple exchanges.Category: Centralised Exchange
Embedded Accounts
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Description
Januar Embedded Accounts is a B2B API platform enabling custody providers, exchanges, and PSPs to offer EU-regulated named IBANs without requiring a separate banking licence. Platforms integrate via API and webhooks to provision a unique IBAN per client, manage EUR SEPA, DKK, and USD/SWIFT payments, and provide crypto conversion and custody, while Januar handles all compliance, transaction monitoring, and client onboarding.Category: Financial Services Platform