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Milo

Milo is a U.S. direct lender offering crypto-backed mortgages, self-custody mortgages, and crypto-backed loans. It enables Bitcoin and Ethereum holders to finance residential real estate or access cash without selling their digital assets.
Miami, USA

Crypto-Backed Mortgage


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Description

Crypto-backed mortgage is a Milo lending product for purchasing and refinancing U.S. real estate using Bitcoin or Ethereum as collateral. It offers up to 100% loan-to-value financing, 30-year fixed terms, loan amounts starting at $275,000, and third-party custody through Coinbase and BitGo.

Category: Decentralised Borrowing & Lending

Crypto-Backed Loan


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Description

Crypto-backed loan is a Milo lending product for short-term or flexible financing secured by Bitcoin or Ethereum. Loans start at $5,000, require collateral equal to twice the loan amount, and have one-year terms with extensions. Milo states that collateral is held with Coinbase and BitGo, funding can occur within 24 hours, and borrowers may choose interest-only or no-monthly-payment options.

Category: Centralised Borrowing & Lending

Self-Custody Mortgage


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Description

Self-custody mortgage is a Milo lending product for purchasing or refinancing residential investment properties. Borrowers may use fiat, Bitcoin, and Ethereum as recognized reserves without transferring or pledging their crypto, which remains in self-custody and is not subject to liquidation or margin calls. Listed terms include 30-year fixed interest-only loans starting at $200,000, with up to 75% LTV.

Category: Centralised Borrowing & Lending