Description
MultichainZ is an omnichain credit protocol that enables users to borrow against yield-bearing real-world assets (RWAs) and crypto assets across multiple chains, combining features of traditional finance (TradFi) and decentralized finance (DeFi). The platform aims to offset borrowing costs and provide seamless cross-chain liquidity through an asset-inclusive lending ecosystem. Key features include omnichain lending without bridging, yield-offset borrowing using productive collateral like T-bills and stETH, and a composable RWA architecture. As a decentralised, non-custodial protocol, it operates on open-source smart contracts on public blockchains, with users interacting via independent interfaces. The architecture is designed for both institutional and retail users, focusing on security, modularity, and transparency in digital asset lending.