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N3XT

N3XT is a full-reserve bank offering an instant USD payment network for B2B transactions. It uses blockchain technology to enable programmable, real-time settlement of dollar payments, serving businesses that need faster, more transparent cross-border and domestic B2B payments.
Distributed

Description

N3XT provides a new standard for B2B payments through an instant USD payment network built on blockchain technology, operating within the secure and regulated environment of a U.S. Bank. The platform enables 24/7 liquidity, programmable payments that execute automatically when conditions are met, and full transparency by publishing all securities in its portfolio daily. All deposits are held in cash and liquid government treasury instruments with no lending, and all counterparties complete full KYC verification to reduce fraud risk. N3XT serves businesses engaged in B2B transactions, including buyers seeking reduced transaction costs and immediate payments to suppliers, and sellers seeking immediate access to capital and lower fees.

Grant Funding

VC Funding

None
2025

$0

$72M

Technology & Skills

Uncover the hard and soft skills and tools employed by the organization, and gain insight into the technologies that drive their success