NOOK

NOOK

Nook is a savings app that offers higher interest rates than traditional bank accounts by utilizing DeFi. It converts user funds into the USDC stablecoin and deposits them into lending protocols like Moonwell, Morpho, and AAVE to generate yield for its users.
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Description

Nook is a mobile savings application available on iOS in the U.S. that aims to provide users with higher returns than traditional savings accounts. The app leverages decentralized finance (DeFi) protocols to generate yield. It partners with Coinbase to convert users' cash into USDC, a stablecoin pegged 1:1 to the U.S. dollar. These funds are then deposited into hand-selected, high-yield lending protocols such as Moonwell, Morpho, and AAVE. The platform emphasizes security, with a bug bounty program by Halborn, and offers flexibility, allowing users to withdraw their funds at any time without lockups or delays.