Description
P2P.me is a decentralized protocol for fast, secure, and hassle-free peer-to-peer (P2P) transactions, allowing users to buy or sell USDC across multiple chains with fiat currencies. The platform operates as an open protocol, ensuring users retain absolute ownership of their assets without a central authority. A key feature is its solution to the common problem of bank account freezes in P2P trading, which it addresses with a Reputation Points (RP) system. This system sets transaction limits based on user credibility, established through minimal zkKYC, social media verification via zero-knowledge proofs, or recommendations from trusted community members. This approach is designed to prevent fraud and protect user privacy. The platform also offers an opportunity for users to become Liquidity Providers, earning a 1% fee on every transaction they process by providing USDC liquidity and using their bank accounts for swaps.