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Pact Labs

Pact Labs is an asset-based lending platform powered by stablecoins. It helps fintechs and asset managers raise, deploy, and service debt capital through collateral-management and portfolio-operations tooling.
Lewes, USA

Description

Pact Labs, operated by Lucid Finance, Inc., provides a full-stack platform for asset-based lending. Its products support loan books, debt facilities, credit funds, and securitizations with loan-vault and document management, borrowing-base calculations, payment waterfalls, and covenant enforcement. The company serves fintechs, asset managers, borrowers, and investors, using smart contracts and stablecoins to support integrated, border-agnostic credit operations.

Grant Funding

VC Funding

None
2026

$0

$7M