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PADS Financial

PADS Financial

PADS Financial is a Canadian online lending platform that utilizes proprietary AI to provide mortgage solutions for individuals who may not qualify for traditional bank loans. Based in Montreal, Quebec, the company offers home equity loans, new property purchase loans, and mortgage refinancing. The entire process, from application to funding, is handled online, promising a fast, secure, and streamlined experience for borrowers. PADS' loans are funded by a network of private Canadian investors.
Montreal, CA

Description

PADS Financial, operating as PADSIUM CAPITAL INVESTMENTS INC., is a fintech company revolutionizing the private lending landscape in Canada, with a specific focus on the Quebec market. The platform leverages proprietary AI and robust underwriting models to offer first and second rank mortgage loans, including home equity loans, refinancing, and financing for new property purchases. PADS caters to clients who have been turned down by traditional banks, offering loan amounts from $20,000 to $1,000,000 with terms of 3 to 36 months, without a minimum credit score requirement. The company emphasizes a transparent, efficient, and secure online process, handling everything from application and origination to loan servicing. PADS partners with mortgage brokers and is committed to data privacy and providing a people-centric service.