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Pencil Finance
Pencil Finance lets users invest in tokenized student loan bundles through a dual-tranche model, offering fractional exposure and on-chain returns.
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Maintainer signals as of Aug 10, 2026
Pencil Finance
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Description
Pencil Finance is an RWA platform that tokenizes student loan portfolios into investable bundles using Senior ERC-20 and Junior ERC-721 tranches. Users allocate by risk profile and receive repayments on-chain according to tranche priority rules.Category: RWA Tokenisation Platform