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Spark

Spark is an on-chain capital allocator that lets users earn yield on stablecoins and borrow against crypto assets through DeFi protocols.
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Spark


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Description

Spark is a DeFi infrastructure project that allows users to deposit DAI and earn interest, borrow DAI against various assets, and engage in other financial activities. It is closely connected to MakerDAO and other DAOs.

TVL: $3.3B

Hack: Token Honeypot

Chains:
ArbitrumBaseEthereumOptimismUnichainxDai

Spark (Composability Labs)


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Description


Spark Protocol


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Description

Spark is a DeFi lending protocol built atop the Sky ecosystem and integrated with MakerDAO. It enables users to earn yield on stablecoins through Spark Savings and borrow assets like DAI, USDC, and USDS via SparkLend. Forked from Aave V3, Spark supports collateral such as ETH and stETH. The protocol emphasizes full transparency, decentralized governance via the SPK token, and on-chain liquidity allocation across DeFi, CeFi, and real-world assets.

Category: DeFi

Spark Savings


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Description

Spark is a decentralized protocol providing stablecoin savings vaults and a non-custodial lending market, powered by automated cross-chain capital deployment infrastructure. Savings vaults accept multiple stablecoins and ETH, with yield generated by allocating capital across DeFi protocols, CeFi venues, and real-world assets via the Spark Liquidity Layer. SparkLend enables borrowing of USDS and USDC at governance-set rates against curated collateral including ETH and liquid staking tokens, deployed across multiple EVM-compatible networks.

Category: Decentralised Borrowing & Lending

Spark Institutional Services


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Description

Spark Institutional Services provides structured crypto financing and B2B liquidity infrastructure for institutional clients. Institutional Lending offers fixed-rate OTC loans secured against digital asset collateral with integration support for leading custodians. Spark Prime enables CeDeFi margin lending using Arkis portfolio margin technology within a brokerage framework. Liquidity as a Service provides programmatic stablecoin allocation via the Spark Liquidity Layer for stablecoin issuers, rollup teams, and DeFi protocols. Yield as a Service delivers embeddable savings infrastructure for exchanges, custodians, and wallet providers.

Category: Centralised Borrowing & Lending