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Stronghold

Stronghold is a payments and financial-infrastructure company. It provides API-based ACH payments, payment links, checkout, card processing, real-time payments, merchant financing, and virtual payment networks for businesses and developers.
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Real Time Payments


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Description

Real Time Payments is a Stronghold Pay product for clearing and settling payments in seconds. It digitizes payment-lifecycle and compliance processes to improve efficiency and reduce costs, provides certainty about when funds are available, and includes regulatory technology plus real-time transaction reporting and reconciliation for organizations and developers.

Category: Payments Infrastructure

Virtual Payment Networks


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Description

Virtual Payment Networks enables businesses, institutions, and governments to create payment networks tailored to their operational needs. It provides governance rules, multi-party participant access with KYC controls, interoperability between traditional payment rails and modern infrastructure through developer APIs, embedded compliance policies, custom asset issuance, and faster-payment infrastructure. It also offers a JavaScript SDK for adding payment-processing functionality to web applications.

Category: Payments Infrastructure

Card Processing


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Description

Card Processing is a Stronghold product for accepting card payments through browser-based, mobile, and in-app purchase experiences, including delivery and buy-online-pickup-in-store. It advertises a flat online rate of 2.9% plus 30¢ per transaction and an SDK designed to keep customer payment data off merchants’ servers and devices.

Category: Payments Infrastructure

Merchant Financing


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Description

Merchant Financing is a Stronghold product for businesses that already use Stronghold for payments and need funding. It offers access to up to $250,000 without equity dilution. Repayments are collected automatically each day as a fixed percentage of sales, decreasing when sales are slower and increasing when revenue is stronger.

Category: Centralised Borrowing & Lending

Stronghold Direct


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Description

Stronghold Direct lets businesses create payment links using a customer's name, phone number or email, and order total. Links can be sent by SMS or email or provided as QR codes; customers use them to pay, while businesses track successful payments in a dashboard and receive funds in their bank account. The product supports cross-device payment experiences and whitelabel retail branding.

Category: Payments Infrastructure

Stronghold Checkout


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Description

Stronghold Checkout is a payment checkout product designed to improve retail conversion through a branded purchase experience across devices. It provides real-time card validation, one-click payment for returning customers, actionable error messages, tipping options, and multiple linked payment accounts. The product supports credit and debit cards, real-time payments, ACH debit, micropayments, streaming payments, and metered payments.

Category: Payments Infrastructure

ACH Payments


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Description

ACH Payments is Stronghold’s API-based offering for accepting and initiating ACH payments through Stronghold Pay. It supports retail and B2B electronic bank-to-bank transfers, bank-detail and payment-authorization capture and verification, customizable integrations, transaction reporting and reconciliation, and a JavaScript SDK for web payment processing.

Category: Payments Infrastructure