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TBook

TBook is an embedded RWA (real-world asset) liquidity layer that brings tokenized finance into user-facing apps. Through a single integration, apps can generate RWA-backed yield on idle customer balances while RWA issuers unlock liquidity. It serves fintech apps, financial institutions, and RWA issuers looking to embed tokenized finance and yield products into their platforms.
Distributed

Description

TBook builds infrastructure that abstracts tokenized finance into user-facing applications, enabling apps to generate RWA-backed yield on idle customer balances while giving RWA issuers access to liquidity they could not otherwise reach. Its stack combines decentralized identity (on-chain soulbound token 'Incentive Passports'), an intelligence layer (the WISE Score, a reputation standard that attributes value to user actions and contributions), and smart settlement (TBook Vault, which distributes stablecoins and RWAs at scale, mapping payouts, yield and vesting logic to soulbound credentials). TBook reports over 22.6M on-chain IDs, 18.9M reputation profiles, 211 integrated projects, and 16.7M+ assets claimed, and states it is trusted by 8M+ users and 200+ partners. It works with fintech companies and traditional financial institutions (e.g., Paga, OmniPay, AlphaToken) to connect tokenized assets like gold and other RWAs to a broader user base.

Grant Funding

VC Funding

None
2025
2026

$0

$15M