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Token.Io

Token.io provides Pay by Bank infrastructure and open-banking connectivity. Its payment solutions support banks, payment companies, merchants, fintechs, ecommerce businesses, crypto businesses, and iGaming companies.
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VRP


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Description

VRP is Token.io’s commercial variable recurring payments (cVRP) product for Pay by Bank. It lets users configure payment limits and consent expiry for automated scheduled or trigger-based payments, as well as one-click bank payments. The product includes customizable and embeddable setup flows, licensing-as-a-service under Token.io’s UK and European PISP/AISP licences, API-driven refunds, instant payouts, and growth services.

Category: Payments Infrastructure

Payouts


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Description

Payouts is an API-driven Pay by Bank product for sending customer payouts and withdrawals directly to verified bank accounts. It supports instant settlement through UK Faster Payments and SEPA Instant, with beneficiary verification, real-time status updates, and a self-service dashboard for reporting, configuration, and permissions.

Category: Payments Infrastructure

Payments


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Description

Token.io Payments is an account-to-account Pay by Bank infrastructure product. It provides customizable checkout flows, bank-account ownership verification, settlement accounts, reusable payment links, Account on File, and automated refunds and payouts, with open-banking connectivity across the UK and Europe.

Category: Payments Infrastructure

Token Data


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Description

Token Data provides API-based access to verified bank account data across supported markets. It supports real-time balance checks, account-ownership verification, and transaction-history retrieval for payment optimization, lending and affordability assessments, payouts, onboarding, and KYC. The offering includes infrastructure accessed through one API integration and a self-service dashboard, with consent capture available under an AISP licence in the UK and Europe.

Category: Data