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Visible Ideas, Inc.

Visible Ideas, Inc. operates Split Pay, a financial technology platform that lets consumers split rent, mortgage, and car-loan bills into two scheduled payments. It pays the landlord or lender in full on the due date while users repay in two installments.

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Visible Ideas, Inc. operates Split Pay, a consumer fintech platform designed to address timing mismatches between income and major recurring bills. Users can connect accounts, complete eligibility and identity checks, and receive Split Pay account and routing numbers to pay rent, mortgages, or car loans; Split Pay sends the full payment to the landlord, lender, or servicer and collects two installments from the user. The company uses its Lens AI cash-flow and stability assessment approach rather than traditional credit scores, and states that banking services are provided by Evolve Bank & Trust.