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Wildcat
Wildcat is an on-chain private credit protocol that enables undercollateralised, customisable lending markets. It lets borrowers create segregated credit lines with configurable interest rates, access controls, and withdrawal terms, while lenders access transparent, on-chain credit opportunities without excessive collateral requirements.
Distributed
Description
Wildcat is a decentralized protocol that reinvents private credit on-chain, allowing borrowers to construct highly configurable, segregated credit markets with custom interest rates, lockup periods, withdrawal cycles, and reserve ratios. Borrowers can dictate their own lender sets via custom access lists or compliance policies, optionally back agreements with off-chain legal contracts, and retain full self-sovereignty over deployed markets since Wildcat itself does not underwrite or interfere with markets once live. For lenders, Wildcat offers counterparty certainty by lending directly to a specific borrower with no cross-exposure to other borrowers' defaults, self-onboarding to public markets via on-chain checks, transparent withdrawal cycles, and the potential for transferable debt tokens usable within the wider DeFi ecosystem. The protocol serves both borrowers seeking undercollateralised credit lines and lenders seeking real, on-chain yield without excessive collateral demands.Grant Funding
VC Funding
None
2025
$0
$3.5M