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XMoney

xMoney is a regulated payments company providing a unified platform for businesses to accept card, wallet, fiat, and crypto payments, manage billing, issue cards, and automate payouts. It serves merchants, marketplaces, SaaS companies, agencies, freelancers, and enterprises across Europe and globally.
Distributed

EURXM


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Description

EURXM is an electronic-money token issued by xMoney that is designed to maintain a stable 1:1 value peg to the euro and is backed by corresponding euro reserves. It supports institutional and business use through xMoney Foundry, retail availability through cryptocurrency service providers, redemption at par value, and deployment across Sui, MultiversX, and Ethereum.

Category: Stablecoin Issuance

XMoney Crypto Invoicing


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Description

xMoney Crypto Invoicing lets businesses create, send, manage, and track invoices through a merchant dashboard. Customers can pay using digital currencies from crypto wallets, while businesses receive payouts in their preferred currency. It includes customer and payment information, invoice downloading, duplication and filtering, real-time tracking, reporting, and payment-data exports.

Category: Payments Infrastructure

Recurring Billing


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Description

Recurring Billing is an xMoney card-payments product for businesses managing subscriptions and recurring payments. It provides subscription and customer management, flexible billing cycles and trial periods, automated renewals and notifications, payment retries, tokenized payment credentials, invoicing, and recurring-revenue reporting and analytics.

Category: Payments Infrastructure

RONXM


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Description

RONXM is an xMoney-issued, MiCA-compliant electronic-money token (EMT) backed 1:1 by RON reserves and redeemable at par value. It is available on Sui, MultiversX, and Ethereum, and is positioned for institutional payments, treasury, settlement, and programmable-finance use cases.

Category: Stablecoin Issuance

Issuing


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Description

Issuing is xMoney’s Europe-available card-issuing solution for marketplaces, businesses, enterprises, and platforms. It supports branded physical and virtual cards, API-based card issuance and lifecycle management, real-time authorization, spending and geographic controls, mobile-wallet provisioning, webhooks, funding options, and PCI-compliant card-data handling.

Category: Card

Marketplaces


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Description

Marketplaces is xMoney’s end-to-end payment solution for online marketplaces and multi-vendor platforms. It provides localized seller onboarding with managed KYC/KYB, split-payment flows, customizable automated payouts, reconciliation tools, cross-border transaction support, and APIs and e-commerce plug-ins for integration.

Category: Payments Infrastructure

Payment Links


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Description

Payment Links lets businesses generate payment links from the xMoney dashboard, share them by email, SMS, chat, social media, or other channels, and collect payments without implementing a shopping cart. It supports card and digital-currency payments and is presented for freelancers, ecommerce businesses, service providers, and agencies.

Category: Payments Infrastructure

USDXM


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Description

USDXM is an xMoney-issued electronic-money token designed to maintain a 1:1 value with the US dollar through corresponding USD reserves. It is presented as MiCA-compliant and is intended for institutional and business use through xMoney, with retail availability through cryptocurrency service providers. Its stated uses include global settlement, low-friction exchange, programmable payouts, and corporate treasury management; it is issued on Sui, MultiversX, and Ethereum.

Category: Stablecoin Issuance

Payments


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Description

Payments is xMoney’s payment-acceptance product for businesses. It enables merchants to accept card, mobile-wallet, local-method, crypto, and stablecoin payments, with payouts to bank accounts or digital wallets. The product includes payment processing, integrations, fraud prevention, PCI DSS and SCA security measures, reporting, analytics, and a merchant dashboard.

Category: Payments Infrastructure