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Yelay

Yelay is a yield infrastructure provider that generates yield on stablecoins, Bitcoin, and real-world assets. It offers direct deposits, an SDK for embedding yield into third-party products, white-labeled vaults for partners, and advisory/development services to design and build custom yield strategies, serving both retail depositors and institutional partners.
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Description

Yelay operates as yield infrastructure that continuously rebalances deposits across major on-chain credit markets (Morpho, Aave, Euler, Silo, Pendle) to generate returns on stablecoins, with additional structured products for Bitcoin-collateralized yield and real-world assets. The protocol has routed over $370M since inception across 100+ active strategies and 5 liquidity venues. Its RWA arm, Salt Markets, offers managed vaults in private credit and UAE real estate income, securitised in Luxembourg with quarterly liquidity. Yelay serves individual depositors directly, as well as partners and institutions who integrate its SDK to embed yield into their own products, launch white-labeled branded vaults, or commission bespoke vault architecture and strategy consulting delivered by Yelay's engineering team.