Back to Organizations
Yumi Finance
Yumi Finance helps merchants and card programs offer credit payments and pay‑in‑4 at checkout through SDK and API integrations.
Distributed
Yumi Finance
Project Links
Description
Yumi is a credit infrastructure platform for stablecoin and crypto-native financial products. It offers SDK and API tools for crypto cards, BNPL, trade credit, and embedded lending, while handling underwriting, financing, loan origination, servicing, collections, and default risk. Yumi also builds onchain credit profiles using borrowing and repayment data across partner products. Its goal is to help neobanks, merchants, payment gateways, fintech apps, and business banks launch unsecured credit and trade-finance products faster.Category: Infrastructure
Yumi Buy Now Pay Later
Project Links
Description
Yumi Buy Now Pay Later is a checkout SDK and API for merchants and PSPs to offer pay‑in‑4 with crypto. It evaluates applicants with onchain and offchain data, authorizes a limit, splits payment between shopper and Yumi, and settles to the merchant in stablecoins or fiat.Category: Merchant Payment Gateway
Yumi Credit Cards Infrastructure
Project Links
Description
Yumi Credit Cards Infrastructure is an API and SDK for crypto card programs to add credit backed by onchain underwriting without changing existing debit card rails. It handles per‑transaction authorization, provides a permit to withdraw funds from a Yumi vault, and offers repayment endpoints and servicing.Category: Card issuance