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Zenus Bank

Zenus Bank is a US-licensed financial institution offering individuals and businesses worldwide access to US banking services without requiring US citizenship or residency. It provides personal and corporate accounts, global Visa cards, and a fintech platform with APIs for other institutions to build upon, enabling services like virtual accounts, embedded banking, and international card issuance.

San Juan, PR

Overview

Investments (1)

Jobs (4)

Description

Zenus Bank is a US-licensed financial institution operating on a full-reserve model, regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico. It offers global access to US banking for individuals, corporations, and other financial institutions, eliminating the need for US residency. Core services include personal and corporate bank accounts, global Visa debit cards, and comprehensive payment rails (SWIFT, FedWire, ACH, stablecoins). A key part of Zenus's offering is its fintech platform, which provides robust APIs for developers. This platform enables other businesses to integrate banking functionalities, offering solutions like virtual accounts, embedded banking, and a unique BIN sponsorship program for issuing physical and virtual USD cards internationally. Zenus aims to simplify cross-border finance and empower global economic participation.

Grant Funding

VC Funding

None

2020

$3.4M

Technology & Skills

Uncover the hard and soft skills and tools employed by the organization, and gain insight into the technologies that drive their success