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Zoth
Zoth is a privacy-first stablecoin neobank building integrated financial infrastructure for the Global South and the agentic economy. It offers institutional-grade RWA/DeFi yield vaults (zVaults, led by the zOPAL vault), instant compliant cross-border payments (zPayments), a Fund-as-a-Service tokenization platform, and an emerging agentic payments stack for AI agents. Its clients include neobanks, exchanges, family offices, fintechs, MTOs, SMEs, importers/exporters, and PSPs.
Panama City, PA
Description
Zoth describes itself as a privacy-first stablecoin neobank and full-stack onchain banking platform designed to unify yield, payments, compliance, and security into a single institution-grade platform, with a particular focus on underserved institutions across the Global South. Its core product lines include zVaults, institutional-grade vaults (such as the zOPAL vault built on BlackOpal's LiquidStone II strategy) offering curated RWA and DeFi yields of up to ~16% APY with MPC custody, pre-audited smart contracts, and daily NAV transparency; zPayments, an instant, low-fee cross-border payments rail with built-in KYC/AML/sanctions compliance, backed by Money Transmitter Licenses across 50 US states and FINTRAC registration in Canada; Tokenize, a Fund-as-a-Service offering for launching regulated tokenized investment vehicles under Cayman Islands Monetary Authority oversight and managed by BVI FSC; and an Agentic Payments stack (in beta) enabling AI agents to autonomously transact, verify identity, and settle payments over stablecoin rails. Zoth serves neobanks, exchanges, family offices, MTOs, SMEs/startups, importers/exporters, and PSPs, and partners with firms such as Base, Avalanche, Movement, Fireblocks, Fordefi, Chainlink, Paxos, Bakkt, Sumsub, and QuillAudits. The company is based in Panama City, Panama.Grant Funding
VC Funding
None
2024
2025
$0
$22M