Beyond Finance helps U.S. consumers address unsecured debt through a structured debt relief program that consolidates eligible debts into one monthly payment and works with creditors to reduce balances and establish payment plans. It also evaluates eligible clients for debt consolidation loan options. Its offering includes a client mobile app with program access and live chat, free financial wellness resources, the proprietary Financial Wellness RESETâ„¢ Framework, assessments and curriculum, and therapist-led wellness sessions for enrolled clients.