Description
Blackcat is a European consumer neobank providing euro IBAN accounts, Mastercard payment cards, and custodial crypto wallets through a single mobile and web application. The system processes SEPA and SEPA Instant transfers, facilitates fiat-to-crypto conversion for BTC, ETH, and USDC through an integrated partner exchange, and manages multiple independent wallets per user, each with its own IBAN or blockchain address. A loyalty program distributes balance-based annual rewards and merchant-specific cashback on card purchases.