Description
Clixpesa Savings lets users create savings goals and deposit USD stable assets, which are converted to USDC. Its system evaluates supported DeFi protocols every 24 hours using yields, liquidity, risk signals, incentives, and gas costs, reallocating only when the projected net outcome improves within defined security controls. Savings are not locked and can be cashed out at any time; yield sources include curated Morpho vaults, Aave v3, Moonwell, and Fluid.