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Cross River Banking Platform

Cross River Banking Platform is an API-based financial services platform that enables fintechs, neobanks, and enterprises to embed banking services into their products. The platform runs on the proprietary Cross River Operating System (COS) and provides FDIC-insured deposit accounts, multi-rail payment capabilities including ACH, wire, RTP, FedNow, and push-to-card, and acquiring BIN sponsorship through a unified API integration.
Category: Financial Services Platform

Cross River Bank

Cross River operates a proprietary real-time banking core platform that delivers embedded financial services to fintech and technology companies. The platform provides payment rails including ACH, wires, RTP, and FedNow, card issuing and processing capabilities, digital lending infrastructure, and cryptocurrency banking services. Cross River enables partners to access banking functionality through API integrations while maintaining federal regulatory compliance.
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Funding Rounds

Funding Round: Series D
Funding Date: 1 Mar, 2022
Raised Amount: $620M
Funding Round: Unknown
Funding Date: 1 Aug, 2020
Raised Amount: $106M
Funding Round: Series C
Funding Date: 1 Apr, 2020
Raised Amount: $100M
Funding Round: Series B
Funding Date: 1 Dec, 2018
Raised Amount: $100M
Funding Round: Unknown
Funding Date: 1 Jun, 2018
Raised Amount: $27M
Funding Round: Series A
Funding Date: 1 Nov, 2016
Raised Amount: $28M

Investors